Senior Fraud Investigator

Experience:

  • Ability to organise workloads in a structured and logical way, working to tight deadlines 
  • Good verbal and written communication skills, with the ability to produce high quality reports and articulate information clearly and concisely in meetings and presentations, to colleagues and key stakeholders.
  • Uses good judgement and responsible for decisions, able to articulate clearly business rationales to support decisions made.
  • Knowledge of the money laundering process and current fraud typologies being perpetrated within the financial industry.
  • Ability to support the continuous improvement ethos to the existing processes across various brands through the use of "hindsight" reporting to ensure areas of potential weakness are addressed.
  • Good working knowledge of core business applications such as Microsoft Word, Excel, PowerPoint and Access Databases.
  • Owns and drives continuous personal development increasing knowledge and skills in line with requirements of the role. 
  • A team player who is able to work independently and on their own initiative.
  • Previous experience in Fraud or Risk environment preferable.
  • Well-developed oral and written communication skills are essential.
  • Comprehensive knowledge of lending criteria and fraud defence platforms such as SIRA, Hunter, URU and CIFAS. 
  • Sound knowledge of all pertinent legislation, i.e. Banking Law and Practice, Data Protection Act, Consumer Credit Act, Money Laundering & Drugs Trafficking Act.
  • Posess a sound knowledge of financial products, product features and any weaknesses, that would make them vulnerable to fraud. 

 The Role:

Reporting to a Fraud Investigations Manager you will be required to complete fraud investigations across our range of products, producing timely and accurate reporting, with the use of best practice fraud detection techniques and intelligence. Identify and detect Fraud accurately across various portfolios, supporting the financial provisioning process for the recording of potential business losses. Work quickly and accurately to establish areas of risk, weakness or threat to the business preventing completion of future fraudulent applications. You will be involved in fraud investigations involving intermediaries, colleagues and other third parties. You will also be required to support the work of FSA, SRA and law enforcement agencies in the pursuit of co-ordinated financial crime investigations. Able to engage competently with key business stakeholders including Group Financial Crime, Legal, Business Analysis, Quality Assurance, Credit Risk & Policy, Sales, Processing and Collections & Recoveries teams to ensure our business intelligence is shared fully. Report, escalate and cascade any fraud and potential financial crime events or associations in a good timely manner to mitigate further risk and comply with Group reporting and escalation policies. Provide law enforcement with information relating to fraudulent activities identified as part of the investigation as required. This will include providing Expert Witness Statements on demand and a need to represent our organisation in subsequent court cases involving fraud.



Job Code:

SH77658

Salary:

Employment Type:

Permanent

Location:

UK / Midlands

or call Simon Hockridge on
01422 379 004 (4 lines)