US Banks Profit As Consumer Loan Books Recover

Sector: Banking & Finance

16th July 2010

Bank of America and Citigroup have joined JP Morgan in reporting profits lifted by better loan repayments. Citigroup reported second-quarter net income of $2.7bn (£2bn), while Bank of America made $3.1bn in the same period. Like JP Morgan, who reported Thursday, both banks beat market expectations, thanks to falling losses on their loans to US homeowners and consumers.
"Credit quality improved even faster than we expected," said Bank of America head Brian Moynihan.Both banks actually reported lower profits than in the same period a year ago, although this was not unexpected. Citigroup's net income was down 37% on 2009, mainly because last year's number was exceptional.

Source: BBC News - Read the full article >

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